There is significant controversy across the country about overdraft programs and associated fees and it is not clear how new legislation might affect our ability to provide this service in the future.

This service is optional and you can opt out of it at any time. However, we want to make sure that every member understands how Overdraft Privilege works, is aware of other options that might be better suited for some members, and is clear how opting out can affect the processing of your checks and other transactions.