Paris Retail Week 2022: merchants are adapting to streamline online and offline payments


Support brands in their development challenges while promoting more responsible consumption

For purchases or larger projects, BNP Personal Finance, the European leader in financing for individuals, offers a full range of products ranging from payment to credit and rental. In addition, rental is fully in line with the evolution of consumer behavior, which increasingly favors use over ownership.(1). In this context, BNPP Personal Finance launched a long-term rental product associated with an offer of value-added services in several verticals (smartphones, bicycles, gaming, PC, furniture, etc.).

[1] 23.5% of French consumers would be interested in renting a consumer good other than a car. (Source: L’Echangeur 2022 access panel)

With long-term rental, consumers benefit from rents adapted to their budget for the use of the product and associated services. They have the guarantee that the product will have a second life without having to worry about reselling it.” said Julien Montel, Head of Partnerships France, Distribution and DIY. For merchants, all of these products help build customer loyalty while increasing the average basket, thanks to the move upmarket of products. Increasingly aware of the rise of the “one to shop” concept, BNP Paribas is positioning itself as a key player in supporting professionals in supporting developments in e-commerce and retail, thanks to payment solutions innovative, digital, connected and secure. It also promises to optimize the payment process for all types of customers: individuals and professionals.

*Figures from L’Echangeur BNP Paribas Personal Finance Access Panel, an observatory of budgetary choices and purchasing habits. Survey conducted online in January 2022, among 14,000 individuals aged 18 and over, representative of the population in France, Belgium, Portugal and Spain.



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