WEBSITES and applications continue to deploy additional security features to protect user information and prevent hackers from entering.
Read on to find out what OTP means and why it’s such an important piece of tech slang to know.
What does OTP mean?
You may have seen the abbreviation “OTP” while logging into your email client, social media, or online banking account.
The term stands for “one-time password”.
If you log into an account after a long absence, or if you are using an unknown device, you may receive an OTP sent to your cell phone number or by email.
OTP is a step in two-factor authentication.
What is two-factor authentication?
Two-factor authentication, also known as two-step authentication or two-step verification, is a way to protect online accounts.
When you need to log into a website, you enter your normal password – this is the first “factor” used to authenticate your identity.
Then a one-time password is sent to your phone or email, and this OTP is used on the next page to access your account.
Instead of an OTP, your connection might require you to resolve a CAPTCHA or confirm a push notification.
Which websites use two-factor authentication?
Many websites already use two-factor authentication.
You’ve probably encountered him on websites that may store your financial information, such as online banking or shopping websites.
If your doctor’s office has a patient portal, your medical information is likely protected by two-factor authentication.
Google will require two-step verification for all users who sign in to Gmail, Google Drive, or other Google services.
A representative told the Wall Street Journal that all Google accounts will be “signed up” for two-factor authentication before the end of 2022.
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